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To be completely clear and spell this out, these fake credit card numbers should not be used to try and purchase stuff. They merely respect guidelines of a valid credit card number. I advise you not not to try to use these for any actual transactions, only for testing purposes! In order to complete a purchase a combination of data must be had, and merely a card number is not enough. Information such as expiration date, card holders name and CVV numbers. Merely typing a valid credit card number into a form is not enough to purchase anything and you should not attempt to. To be completely clear and spell this out, these fake credit card numbers should not be used to try and purchase stuff.

They merely respect guidelines of a valid credit card number. I advise you not not to try to use these for any actual transactions, only for testing purposes! In order to complete a purchase a combination of data must be had, and merely a card number is not enough. Information such as expiration date, card holders name and CVV numbers.

Merely typing a valid credit card number into a form is not enough to purchase anything and you should not attempt to. Credit Card - Credit cards are a form of revolving loan by where the cardholder can access a line of credit to make purchases, cash advances, or balance transfers.

As the outstanding balance is paid, the available credit line is restored for use again. • Cardholder - an individual to whom a credit card is issued.

Typically, this individual is also responsible for payment of all charges made to that card. Corporate cards are an exception to this rule. • Issuer - an institution that issues credit cards to cardholders. This institution is also responsible for billing the cardholder for charges.

• Merchant/Accepter - an individual, organization, or corporation that accepts credit cards as payment for merchandise or services. • Credit Limit - The amount of credit made available for you to use. • Billing Cycle - The date that your statement is produced every month. The payment due date is at least 22 later. This same date appears on every statement, regardless of holidays.